Print
this checklist if you are shopping for or want to compare your
existing Credit Software
CREDITbase
- Call (800) 717-5170
Software
"A"
Software
"B"
*System-to-System
Protocol. A must-have to get the new
report types. MAKE SURE YOU ASK ABOUT
THIS ONE
*
*
TTY
Protocol - The old teletype method - It does not offerthe newer report types.
*
*
*Display
a report from one bureau in the style of any other bureau. No
need to learn three different style reports
*
*
Send,
Receive, and Print reports at the same time
*
*
Is it
Certified by all three of the Credit Bureaus
*
*
Can you
correct a mistake or request another type of report without
having to use "cut and paste"
*
*
*Does
it offer Vehicle History Reports
*
*
What is
the annual Support/Maintenance fee. Is support available when
you need it.
$_______.____
$_______.____
*Interface
to the leading Mortgage Software. Including Flood Hazard
Certification Government approved format
*
*
*YES
or NO credit decisions based on your criteria
*
*
*Custom
Reports without cryptic codes to remember. Makes understanding
credit reports a breeze.
*
*
Custom
data entry screens. Only displays the fields you need to
fill-in for the report type you request
*
*
*Equifax
Decision Power and Desktop Analyst sold and installed by
Equifax
*
*
Need to
access all three of the bureaus. When using the TRI-Bureau you
enter the customer information once.
*
*
*
If the software you select does not offer the System-to-System
protocol you will not
be able to request many of the report types
offered by the Credit Bureau.
If you don't compare,
you may need to replace your
Credit Software sooner than you expect!
CREDITbase provides easy access to consumer credit
information for authorized Equifax, Experian, and Trans Union
subscribers. You can use CREDITbase to obtain an up-to-date credit
report on loan applicants, prospective employees or tenants, or for
any valid reason, as defined in your bureau's usage guide and the
Fair Credit Reporting Act.
CREDITbase lets you fill-in a simple inquiry form to identify the
consumer. It then uses your modem to call the host computer of one
or more bureaus, submit the inquiry and obtain the reports.
Version II of CREDITbase has been
released
New Features
Experian Credit Trends
Experian Flood Hazard Certification
Equifax Decision Power
Equifax Desktop Credit Analyst
Experian CU Decision Expert
Sticky Notes
New Custom Screens
Interface Modules for Mortgage Management Software
This
is HOT, and it's only in CREDITbase
Design Your own automatic Approval System
using any
of the Credit Score Models (automotive, retail, utilities,
mortgage, installment, etc.) from any of the Credit
Bureaus. The response can be as simple as "APPROVE",
"DECLINE", "NEED ADDITIONAL INFORMATION", or as
complex as you want. You Control the response to Model Scores and
information as to what to do if there is a fraud, public record, or
incomplete score results. Now you don't have to rely on someone
else to determine what your business decisions should look like.
Once you setup "QuikDecision", any of your employees will
get the same results as if you were making every credit decision.
yourself.