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Free credit report - Yes it's true! |
Do you live in Canada? Free
Credit Report Canada
With your free credit report, you get to up to 30 days
to sample, also free, the benefits of online credit monitoring, the
service that helps you keep a close watch on your credit file all year
long. Most importantly, the first 30 days are free. Your
credit card is not charged if you elect not to continue past the trial period,
but as part of the trial you get a free
credit report. Keep your FREE credit report even
if you cancel!
When you continue with credit monitoring, you can get your updated credit report as often as you wish, and you are sent monthly notifications of important changes in your credit. It is a good way to help detect fraud and identity theft. It is also invaluable to you if you are working on improving your credit, or if you have a very active credit file. See if it is right for you, and get a free credit report.
Free credit reports are your right according to the Fair Credit Reporting Act and the laws of several states. Here are the details of how to get a free credit report based on these laws:
If any of the above happened in the last 60 days, based on the contents of your credit report, you can get a free copy of your credit report within 6 to 8 working days by mail. The company that rejected your credit must tell you which credit reporting agency or agencies were used by them, and the phone numbers or addresses.
You may be entitled to a free report, once a year, upon request if...
Just living in the right place gets you one free report upon request each year. You are in luck if you live in one of these states...
Try these phone numbers for requesting free credit reports: Equifax: 1-800-685-1111, Experian 1 888-397-3742, Trans Union: 800-888-4213. (Experian acquired the TRW credit report service in 1996.)
The
quick way to see your credit report in your browser right now is only
$8.00. Click here for details!
